Homeowner’s coverage doesn’t have to be difficult to understand. A basic policy will cover the following:
The structure of your home
Personal possessions (up to a set limit)
Living expenses in case of a disaster
Business insurance can help protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures. It provides coverage for loss of accounts receivable and valuable papers and records.
Specialty insurance is necessary for items not covered by your ordinary home owners or automobile insurance. This can include flood coverage, identity theft insurance, mobile home coverage, motorcycle insurance, personal watercraft coverage, boat insurance, pet insurance, private mortgage insurance, travel insurance, title insurance or renters insurance.
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